Seafarers and OFWs are modern day heroes. Our remittances help not only our family but country as well. Thus, our government initiates different programs like cash assistance, financial projects, accidents and disabilities and welfare to help them in many ways. Either...
SSS Salary Loan is a program of our Social Security System allowing members to borrow a portion of their contribution for a short term cash need. It is the most availed loan program of the SSS. Between January 2019 to August 2019, SSS released more than Php26.33...
Land-based and sea-based overseas workers whose employment was displaced by the Corona virus pandemic will be given ten thousand pesos financial assistance. According to Secretary Silvestre Bello III, “The Department of Labor and Employment has already prepared the...
As the demand for cruise ship jobs increase, so are scam companies acting as manning agents. Fortunately, this gimmick has come to their attention. Cruise companies worldwide tag well-known agencies in our country as their official hiring partners. I made a research...
Aside from the regular salary we receive every month, some ships provide extra income opportunities for their crew. People are motivated by money and these bonuses are a good way to boost their morale especially during inspections like the vetting process. But not all...
Sending extra money from abroad is easier today than ten years ago especially if you are working on land. But when you’re a seafarer and your family needs extra cash, you may find it difficult to give them the money they need in the shortest time possible. Most seaman...
A seaman's salary is one of the most mysterious, well-hidden and sought after figures to many people. In fact, we are one of the highest paid workers around the world. Our salaries on a per month basis are much bigger compared to other land-based professions. I’ve...
Forget about your COPs, COCs and Licensure exams. Here's a new way to get busy while sailing. In celebration of its 45th anniversary next year, the Maritime Industry Authority (MARINA) officially launched four (4) national competitions highlighting the Philippine...
Working on board is not easy. That's why I alwayspay attention on how to spend my hard-earned dollars. This includes watching out for exchange rate opportunities. About three months ago, the exchange rate for dollar to peso was about 49.XX for every dollar. This is...
When you are a seafarer, you will most likely be approached by acquaintances or friends for debt reasons. The fact that you seem to earn much more than them makes you a perfect “lifeline”. But closing the door right in front of them makes you look like someone who is...
“Many bricks make a castle. Small leaks sink ships.” There is truth to the proverbs above. Most major events in our life happen as a result of small, insignificant- looking choices that we do everyday. Bricks, no matter how small, are the building blocks of a huge...
Money is a significant factor in the lives of seafarers. It is the main reason why they work tirelessly, leaving their families behind. Money is the tool that keeps their life moving, especially in today's world.. However, using money irresponsibly can lead to pain...
A young Filipina saved P42,300.00 in just five months by making every P50 that she receives “invisible”. “Yehey!!!! daming 50's diba? dagdag savings. malayo mararating mo kapag nag decide ka disiplinahin sarili mo lalo na sa savings.” To inspire other people in saving...
Last night, I posted about the efficiency in using internet mobile banking for us seafarers especially in managing our finances. I also discussed how we can also bypass the "Pre, dumating na ba ang allotment natin" conversation every payday or send our wives/ parents...
While other people or inspiring cadets busy themselves playing video games, you might as well think and do things differently to get ahead. There are skills that you should learn to develop because you can use them to be a source of fun. Not only that, you can apply...
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